As a father of two young boys, one navigating the “ABCs and 123s” landscape of kindergarten and the other on the verge of PSLE, let me tell you – life’s unpredictability can feel like riding the rollercoaster. One minute, you’re cruising, and the next, you’re plummeting down at high speed.
In the hustle and bustle of Singaporean life, where the unexpected waits around every corner, nothing gives you more peace of mind than knowing that if life throws you a curveball (or a durian), you’re prepared. Today, let’s talk about a financial safety net: insurance.
Introducing Singlife Shield Starter and Health Plus Starter
Singlife revolutionised the insurance market with the launch of Singlife Shield Starter and Health Plus Starter in July 2023. This innovative Integrated Shield Plan is available for just S$1 out of pocket cost for the rider, Singlife Health Plus Starter, (while the main plan Singlife Shield Starter premium of S$300 is payable via Medisave), making it the first of its kind, providing coverage of up to S$20,000 per year while reducing out-of-pocket expenses, ensuring your medical needs are met. Busy individuals can easily purchase this digital-only product online, making it a hassle-free experience.
The Need for Insurance in “Healthy” Lives
Let’s talk about something that is often overlooked. You may be in good health, but have you considered the possibility of unexpected hospitalisation due to accidents or health conditions like food poisoning or appendicitis? In Singapore, these are common reasons for hospitalisation. It’s important to be prepared for the unexpected, and that’s where medical insurance comes in. It’s not about expecting the worst; it’s about being ready for any unforeseen circumstances that may come your way.
Who are suitable for this?
- Young Working Adults: Those new to the workforce and operating on a shoestring budget.
- Career Changers and Freelancers: People transitioning between jobs who don’t want to compromise on security.
- Parents with Young Kids: Like you and me, who want to secure their children’s future without breaking the bank.
Great Features That Shine
What truly makes Singlife Shield Starter and Health Plus Starter a great choice are its features, designed with your convenience in mind:
- Digital Accessibility: Say farewell to long waits and tedious paperwork. Get insured with just a few online clicks.
- No Medical Check-Up Required: Avoid the hassle of waiting in lines and uncomfortable medical discussions.
- Simple Application: To begin, all you need to do is answer five simple health questions online.
- Pay Via MediSave: You can use MediSave to pay the S$300 (before GST) yearly premium for Singlife Shield Starter.
- Generous Coverage: The as-charged annual coverage goes up to S$20,000 and will be auto converted with no medical checkup to S$1 million from age 40.
- Lower Out-of-Pocket Costs: For an additional S$1, add on rider Singlife Health Plus Starter, and your co-payment becomes just 5% of your hospital bills.
To sweeten the deal, use promo code 0GST for a GST Waiver to the first-year premium for Singlife Shield Starter and Health Plus Starter until December 31, 2023.
How Singlife Shield Starter and Health Plus Starter Helps in These Common Unfortunate Scenarios
- Accidental Injuries: If you were to trip and break a leg, the Shield Starter plan would assist you with the substantial medical expenses.
- Food Poisoning: Coverage ensures you won’t have to pay through the nose for treatment.
- Children’s Common Illnesses: Anything from chickenpox to measles can crop up with young kids. And yup, you’re covered!
- Sports Injuries: Your kids pretend to be Lionel Messi and end up with a sprain, but you’re covered by the plan.
- Dengue Fever: It’s more common than we’d like to admit. The plan also ensures you don’t get bitten by high medical costs.
In Conclusion
If you’ve ever been frustrated by the high cost of medical insurance or the complicated process, Singlife Shield Starter and Health Plus Starter is the solution you’ve been searching for. It offers a combination of affordability, convenience, and comprehensive coverage, all in one easy package. This financial tool is specifically tailored to the real-life situations of young adults and families, just like yours and mine.
Being a dad is a busy job! I have to keep track of kindergarten activities and help my older child with their studies. I love this insurance plan – it makes life much easier. It means we can focus on what matters, like ensuring our kids eat well and get the support they need to learn algebra.
So, in the spirit of being prepared, give Singlife Shield Starter and Health Plus Starter a look today. Because when life gives you lemons, it’s always good to have a backup plan. Get your peace of mind here.
Catch you all later, and remember, don’t wait for life to give you lemons – plan ahead!
Disclaimers:
Terms and conditions apply. This policy is underwritten by Singapore Life Ltd. Lemon-film is not an insurance agent or intermediary and is not allowed to solicit any insurance business or give advice on or recommend any product nor be involved in any discussions, negotiations or the arrangement of any insurance contract between you and Singapore Life Ltd. Please direct all enquiries to Singapore Life Ltd.
This material is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You should read the Product Summary and seek advice from a financial adviser representative before making a commitment to purchase the product.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Protected up to specified limits by SDIC.
The information contained in this broadcast is accurate as at 27/11/2023.
